{"schema_version": 1, "id": "panama-city-lynn-haven-fl-msa/metro-job-market/2026-09", "product": "Metro Job Market Pulse", "metro": {"geography_id": 339, "label": "Panama City-Lynn Haven, FL MSA", "slug": "panama-city-lynn-haven-fl-msa"}, "focus_area": {"key": "general_conditions", "slug": "metro-job-market", "label": "General Market Conditions"}, "period": "2026-09", "public_after": "2026-09-01", "frozen_at": "2026-10-09T13:42:30.238803+00:00", "headline": "Panama City's steady jobless rate hides Florida's sharpest payroll decline.", "headline_summary": "Bay County's unemployment rate held at 4.5% in August, matching the state average, even as the county posted a 2.3% year-over-year employment decline \u2014 the steepest among Florida's largest counties \u2014 with federal construction spending on the Tyndall rebuild remaining the clearest counterweight.", "key_indicators": [{"label": "Bay County unemployment rate", "value": "4.5%", "context": "August 2026, matches Florida average"}, {"label": "Bay County employment change", "value": "-2.3%", "context": "Year-over-year, largest decline among FL's top 27 counties"}, {"label": "Average weekly wage, Bay County", "value": "$1,087", "context": "Q1 2026, up 3.3% year-over-year"}, {"label": "Local WARN-affected workers", "value": "161", "context": "Management & Training Corp notice, Aug. 31, 2026"}], "takeaways": [{"headline": "A stable jobless rate is masking real payroll contraction.", "body": "Bay County's 4.5% unemployment rate sits in line with the state average, yet the county recorded Florida's largest year-over-year employment drop among its 27 biggest counties at -2.3%. That gap typically reflects workers leaving the labor force or relocating rather than a healthy, low-friction market \u2014 a distinction that matters for anyone reading the rate alone as a clean bill of health."}, {"headline": "Federal construction spending is doing more economic lifting than private demand.", "body": "Sustained Tyndall Air Force Base reconstruction and Naval Support Activity Panama City activity continue to anchor average weekly wages, which rose 3.3% year-over-year even as broader county employment fell. Construction Laborer pay locally rose at a significant clip to $44,720 versus a $40,560 national median, consistent with defense-linked building activity pulling wages up in a narrow band of occupations."}, {"headline": "White-collar and skilled-trade pay are moving in opposite directions.", "body": "Local Financial Analyst and Data Engineer advertised pay fell significantly even as HVAC Technician and Registered Nurse pay rose significantly, echoing the national split between cooling white-collar activity and firmer demand in hands-on, skilled-labor and health care roles. That divergence is a useful gauge of which parts of the local business base are expanding versus contracting in real time."}, {"headline": "A single WARN filing is a visible test of absorption capacity.", "body": "Management & Training Corp's 161-worker notice at the end of August is a modest figure against Florida's 13,944 total 2026 WARN-affected workers statewide, but in a metro with roughly 82,800 to 105,200 total employed, it is a meaningful local shock. Whether those workers reappear in the regional labor force or depart the metro altogether is a leading indicator for net labor supply over the next two quarters."}], "local_conditions": "Bay County's unemployment rate held at 4.5% in August, matching the state average, even as the county posted the steepest year-over-year employment decline \u2014 down 2.3% \u2014 among Florida's 27 largest counties, a divergence that points to a labor market stabilizing in rate terms while still shedding payroll positions. Continued federal construction spending tied to the Tyndall Air Force Base rebuild and Naval Support Activity Panama City remains the dominant counterweight, anchoring wage growth (average weekly wages up 3.3% year-over-year to $1,087 in Q1) against softness elsewhere in the private sector.", "implications": "Divergence between a flat unemployment rate and a shrinking employment base suggests the metro's labor market health depends heavily on a narrow set of federal and defense-linked projects rather than broad-based private demand \u2014 a concentration risk worth weighing for any economic development or investment-attraction planning. A 161-worker WARN notice from Management & Training Corp and advertised pay softness in manufacturing, data/financial analysis roles, and administrative work point to uneven conditions beneath a headline rate that looks stable. Commerce leaders and economic development officials should consider tracking Tyndall Rebuild contract timelines closely, given how much of the metro's current wage and employment stability traces back to that single sustained federal investment.", "looking_ahead": [{"category": "Worth watching", "body": "Bay County's -2.3% year-over-year employment decline is the sharpest among Florida's largest counties; watch whether September and October Florida Department of Commerce releases show this trend deepening or beginning to reverse."}, {"category": "Early indicator", "body": "Florida's minimum wage rises to $15.00 on September 30, with a further step to $16.00 under CPI-indexing language cited in state reporting; low-wage-concentrated sectors locally \u2014 retail, food service \u2014 warrant a look at how advertised pay and hours respond in the following one to two pay cycles."}, {"category": "Potential inflection point", "body": "Tyndall Rebuild contract awards and construction timelines remain the single largest lever on local wage and employment stability; any signal of funding deceleration or project completion milestones should be treated as a leading indicator for the broader metro, not just the construction sector."}, {"category": "Emerging pressure point", "body": "Track whether the 161 workers affected by the Management & Training Corp WARN notice reenter the regional labor force; departures rather than local re-absorption would compound the county's existing employment decline and show up in future labor force participation figures."}], "roles": [{"role": "Retail Sales Associate", "data_scope": "metro", "metro_p25": 26582.0, "metro_p50": 31206.0, "metro_p75": 33922.25, "metro_trend_direction": "down", "metro_trend_magnitude": "moderate", "national_p50": 33325.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Retail Cashier", "data_scope": "metro", "metro_p25": 26877.0, "metro_p50": 29968.0, "metro_p75": 31352.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 31200.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Warehouse/Fulfillment Associate", "data_scope": "metro", "metro_p25": 32121.0, "metro_p50": 36400.0, "metro_p75": 39520.0, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 38000.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "CDL Truck Driver", "data_scope": "metro", "metro_p25": 47536.0, "metro_p50": 77550.0, "metro_p75": 88282.0, "metro_trend_direction": "down", "metro_trend_magnitude": "moderate", "national_p50": 78000.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Delivery Driver", "data_scope": "metro", "metro_p25": 30434.0, "metro_p50": 34088.0, "metro_p75": 39520.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 34344.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Construction Laborer", "data_scope": "metro", "metro_p25": 34320.0, "metro_p50": 44720.0, "metro_p75": 44720.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 40560.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Electrician", "data_scope": "metro", "metro_p25": 57113.5, "metro_p50": 62384.4, "metro_p75": 63943.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 71404.0, "national_trend_direction": "up", "national_trend_magnitude": "significant"}, {"role": "Manufacturing Production Worker/Assembler", "data_scope": "metro", "metro_p25": 32240.0, "metro_p50": 32776.0, "metro_p75": 33748.75, "metro_trend_direction": "down", "metro_trend_magnitude": "moderate", "national_p50": 39520.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Customer Service Representative", "data_scope": "metro", "metro_p25": 33697.0, "metro_p50": 35360.0, "metro_p75": 37440.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 39520.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Food Service Worker", "data_scope": "metro", "metro_p25": 33280.0, "metro_p50": 39291.0, "metro_p75": 41080.0, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 33756.2, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Certified Nursing Assistant / Home Health Aide", "data_scope": "metro", "metro_p25": 33280.0, "metro_p50": 35925.0, "metro_p75": 37440.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 41106.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Administrative Assistant/Office Clerk", "data_scope": "metro", "metro_p25": 31592.0, "metro_p50": 39520.0, "metro_p75": 41600.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 43680.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "HVAC Technician", "data_scope": "metro", "metro_p25": 52240.5, "metro_p50": 70720.0, "metro_p75": 73502.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 70720.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Registered Nurse", "data_scope": "metro", "metro_p25": 76192.0, "metro_p50": 87401.8, "metro_p75": 95472.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 102581.0, "national_trend_direction": "up", "national_trend_magnitude": "significant"}, {"role": "Software Engineer", "data_scope": "metro", "metro_p25": 95266.5, "metro_p50": 125018.0, "metro_p75": 138599.5, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 153652.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Data Engineer", "data_scope": "metro", "metro_p25": 90667.5, "metro_p50": 90768.0, "metro_p75": 90768.0, "metro_trend_direction": "down", "metro_trend_magnitude": "significant", "national_p50": 139500.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Accountant", "data_scope": "metro", "metro_p25": 54998.5, "metro_p50": 61548.6, "metro_p75": 66771.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 72182.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Financial Analyst", "data_scope": "metro", "metro_p25": 65968.0, "metro_p50": 82430.0, "metro_p75": 103901.0, "metro_trend_direction": "down", "metro_trend_magnitude": "significant", "national_p50": 94782.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "HR Generalist/Manager", "data_scope": "metro", "metro_p25": 44720.0, "metro_p50": 49504.0, "metro_p75": 58789.0, "metro_trend_direction": "down", "metro_trend_magnitude": "significant", "national_p50": 75000.0, "national_trend_direction": "up", "national_trend_magnitude": "significant"}, {"role": "Marketing Specialist", "data_scope": "metro", "metro_p25": 65000.0, "metro_p50": 65000.0, "metro_p75": 65000.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 62354.4, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Operations Manager", "data_scope": "state_rollup", "metro_p25": 60000.0, "metro_p50": 72643.0, "metro_p75": 87458.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 85216.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Elementary/Secondary School Teacher", "data_scope": "metro", "metro_p25": 31200.0, "metro_p50": 37440.0, "metro_p75": 48102.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 56731.0, "national_trend_direction": "up", "national_trend_magnitude": "significant"}, {"role": "Account Manager", "data_scope": "metro", "metro_p25": 69442.0, "metro_p50": 78102.4, "metro_p75": 87500.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 92749.0, "national_trend_direction": "up", "national_trend_magnitude": "significant"}, {"role": "Warehouse Manager", "data_scope": "state_rollup", "metro_p25": 61238.0, "metro_p50": 72000.0, "metro_p75": 75000.0, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 75000.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Business Analyst", "data_scope": "metro", "metro_p25": 79146.0, "metro_p50": 88236.0, "metro_p75": 106749.0, "metro_trend_direction": "down", "metro_trend_magnitude": "moderate", "national_p50": 98279.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}], "industry_snapshot": [{"sector": "Construction", "median_pay": 51140.0, "pay_trend_direction": "up", "pay_trend_magnitude": "significant", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}, {"sector": "Manufacturing", "median_pay": 71096.5, "pay_trend_direction": "up", "pay_trend_magnitude": "significant", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}, {"sector": "Retail Trade", "median_pay": 34793.0, "pay_trend_direction": "stable", "pay_trend_magnitude": "stable", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}, {"sector": "Transportation, Warehousing & Utilities", "median_pay": 49992.0, "pay_trend_direction": "down", "pay_trend_magnitude": "moderate", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}, {"sector": "Information", "median_pay": 67500.0, "pay_trend_direction": "up", "pay_trend_magnitude": "significant", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}, {"sector": "Financial Activities", "median_pay": 41600.0, "pay_trend_direction": "down", "pay_trend_magnitude": "significant", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}, {"sector": "Professional & Business Services", "median_pay": 54080.0, "pay_trend_direction": "up", "pay_trend_magnitude": "moderate", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}, {"sector": "Education & Health Services", "median_pay": 82161.0, "pay_trend_direction": "up", "pay_trend_magnitude": "significant", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}, {"sector": "Leisure & Hospitality", "median_pay": 31200.0, "pay_trend_direction": "stable", "pay_trend_magnitude": "stable", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}, {"sector": "Government", "median_pay": 67537.0, "pay_trend_direction": "up", "pay_trend_magnitude": "significant", "postings_trend_direction": "up", "postings_trend_magnitude": "significant"}], "citations": [], "methodology": "Advertised pay from active employer job postings, not survey data. WageScape's median is calibrated to correct for spurious low-value postings: distribution analysis shows roughly the lowest 10% of raw values are erroneous entries, so the reported median is the 60th percentile of raw advertised pay.", "edition_label": "October 2026", "files": {"html": "panama-city-lynn-haven-fl-msa/metro-job-market/2026-09.html", "pdf": "panama-city-lynn-haven-fl-msa/metro-job-market/2026-09.pdf", "sources_html": "panama-city-lynn-haven-fl-msa/metro-job-market/2026-09.sources.html"}, "published_at": "2026-10-09T14:34:37.669909+00:00", "report_html_url": "https://reports.wagescape.com/archive/v1/editions/panama-city-lynn-haven-fl-msa/metro-job-market/2026-09.html", "report_pdf_url": "https://reports.wagescape.com/archive/v1/editions/panama-city-lynn-haven-fl-msa/metro-job-market/2026-09.pdf"}