{"schema_version": 1, "id": "lima-oh-msa/finance/2026-09", "product": "Labor Market Pulse", "metro": {"geography_id": 344, "label": "Lima, OH MSA", "slug": "lima-oh-msa"}, "focus_area": {"key": "finance", "slug": "finance", "label": "Finance"}, "period": "2026-09", "public_after": "2026-09-01", "frozen_at": "2026-10-09T13:28:10.810737+00:00", "headline": "Lima's labor pool shrinks while Controller pay surges past national rates.", "headline_summary": "Allen County unemployment tightened to 3.7% even as Ohio's labor force shrank by 95,000 workers, and Lima's advertised Controller pay climbed to $115,000 \u2014 ahead of the $113,754 national median.", "key_indicators": [{"label": "Allen County unemployment", "value": "3.7%", "context": "Down from 4.6% a year earlier (Aug 2026 vs Sept 2025)"}, {"label": "Ohio labor force change", "value": "-95,000", "context": "Year-over-year, despite 39,000 working-age population growth"}, {"label": "Controller advertised pay, metro", "value": "$115,000", "context": "vs $113,754 national median, up significant local trend"}, {"label": "National financial activities jobs lost", "value": "-129,000", "context": "Since May 2025, concentrated in insurance carriers"}], "takeaways": [{"headline": "Lima's tight labor market is a supply story, not a demand story.", "body": "Allen County unemployment fell from 4.6% to 3.7% even as Ohio's statewide labor force shrank by 95,000 workers year-over-year. Finance leaders budgeting headcount should treat low local unemployment as evidence of scarcity, not confidence that open roles will fill on schedule."}, {"headline": "Controller pay is moving faster locally than nationally.", "body": "Metro Controller advertised pay rose significantly to a $115,000 median, above the $113,754 national figure that moved only moderately. That reversal \u2014 a smaller metro outpacing the national rate \u2014 is consistent with local employers bidding up senior finance talent against a visibly constrained candidate pool."}, {"headline": "Billing Specialist pay is diverging sharply from the national trend.", "body": "Metro advertised pay for Billing Specialists fell significantly to $35,905, well below the $49,512 national median that moved up moderately. Divergence this wide warrants review of whether Lima job postings reflect true market rate or stale listings, since underpricing this role risks losing candidates to remote or regional competitors."}, {"headline": "National wage deceleration buys budget room, but not locally for every role.", "body": "September's 0.13% monthly wage gain (3.0% year-over-year) came in below economist expectations, easing aggregate salary pressure. Locally, Tax Specialist pay moved up significantly to $59,323, showing that national wage cooling does not uniformly translate to flat local budgets for scarcer finance skill sets."}], "local_conditions": "Allen County's unemployment rate has tightened sharply to 3.7% in August 2026 from 4.6% a year earlier, even as national Finance-sector payrolls continue contracting \u2014 financial activities shed 7,000 jobs nationally in September and 129,000 since May 2025. Local tightening is occurring alongside a string of Lima-area WARN filings (CAM Industrial Solutions, Dana, FedEx, Ohio Eagle Distributing) that together signal a labor market with fewer people looking for work rather than one adding jobs broadly, consistent with Ohio's statewide labor force contraction of 95,000 workers year-over-year.", "implications": "National F&A hiring intentions are aggressive \u2014 74% of finance and accounting leaders plan permanent headcount increases, and the 2026 Talent Shortage Index has flipped from a 108% surplus to a 77% shortage \u2014 but Lima's shrinking local labor pool means that demand will compete against a smaller candidate base than headcount plans typically assume. Controllers advertised at a metro median of $115,000, up significantly and ahead of the $113,754 national median, suggest Lima employers are already paying a premium to secure scarce senior finance talent rather than waiting for market softening. Consider reviewing headcount plans against local labor force trends rather than national hiring benchmarks before finalizing fourth-quarter budget requests.", "looking_ahead": [{"category": "Worth watching", "body": "Allen County's unemployment rate has fallen in three consecutive readings (4.6% to 3.0% to 3.7%). Watch whether this reflects genuine hiring strength or continued labor force exodus consistent with the statewide pattern \u2014 the distinction changes whether open requisitions should expect faster or slower fill times."}, {"category": "Emerging pressure point", "body": "Recent WARN filings (Dana, CAM Industrial Solutions, FedEx, Ohio Eagle Distributing) have released several hundred workers into the Lima labor pool over the past year. Watch whether displaced talent with transferable finance, accounting, or operations-support skills surfaces in the local candidate pipeline over the next two months."}, {"category": "Potential inflection point", "body": "National financial activities employment has now lost 129,000 jobs since May 2025, concentrated in insurance carriers, even as F&A leaders report aggressive hiring intentions. Watch whether this national contraction begins showing up in Lima-area postings for finance-adjacent roles tied to P&G or Ford's local operations."}, {"category": "Expected", "body": "Ohio's labor force participation rate has slipped to 61.3%, below the national 61.6%, with no sign of reversal. Expect continued difficulty filling mid-level finance roles locally through year-end budget cycles, reinforcing the case for earlier requisition timing on hard-to-fill positions."}], "roles": [{"role": "Controller", "data_scope": "metro", "metro_p25": 103009.0, "metro_p50": 115000.0, "metro_p75": 117300.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 113754.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Senior Accountant", "data_scope": "state_rollup", "metro_p25": 76500.0, "metro_p50": 86023.0, "metro_p75": 88585.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 87731.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Financial Analyst", "data_scope": "state_rollup", "metro_p25": 70955.0, "metro_p50": 89025.0, "metro_p75": 98307.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 94782.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Billing Specialist", "data_scope": "metro", "metro_p25": 33402.0, "metro_p50": 35905.0, "metro_p75": 42067.5, "metro_trend_direction": "down", "metro_trend_magnitude": "significant", "national_p50": 49512.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Tax Specialist", "data_scope": "state_rollup", "metro_p25": 41464.0, "metro_p50": 59323.2, "metro_p75": 73991.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 65842.4, "national_trend_direction": "up", "national_trend_magnitude": "significant"}, {"role": "Credit Analyst", "data_scope": "state_rollup", "metro_p25": 53040.0, "metro_p50": 66507.0, "metro_p75": 76500.5, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 71758.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "FP&A Manager", "data_scope": "state_rollup", "metro_p25": 100080.0, "metro_p50": 122500.0, "metro_p75": 130596.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 128139.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}], "industry_snapshot": [], "citations": [], "methodology": "Advertised pay from active employer job postings, not survey data. WageScape's median is calibrated to correct for spurious low-value postings: distribution analysis shows roughly the lowest 10% of raw values are erroneous entries, so the reported median is the 60th percentile of raw advertised pay.", "edition_label": "October 2026", "files": {"html": "lima-oh-msa/finance/2026-09.html", "pdf": "lima-oh-msa/finance/2026-09.pdf"}, "published_at": "2026-10-09T14:32:15.332437+00:00", "report_html_url": "https://reports.wagescape.com/archive/v1/editions/lima-oh-msa/finance/2026-09.html", "report_pdf_url": "https://reports.wagescape.com/archive/v1/editions/lima-oh-msa/finance/2026-09.pdf"}