{"schema_version": 1, "id": "jacksonville-nc-msa/finance/2026-09", "product": "Labor Market Pulse", "metro": {"geography_id": 286, "label": "Jacksonville, NC MSA", "slug": "jacksonville-nc-msa"}, "focus_area": {"key": "finance", "slug": "finance", "label": "Finance"}, "period": "2026-09", "public_after": "2026-09-01", "frozen_at": "2026-10-09T13:27:55.664366+00:00", "headline": "Jacksonville finance hiring splits: fewer jobs, harder fills.", "headline_summary": "Jacksonville MSA unemployment rose to 4.2% as the local labor force shrank to 71.0 thousand, even as Controller advertised pay climbed to $99,822 and national F&A leaders report a 77% talent shortage.", "key_indicators": [{"label": "Jacksonville MSA unemployment", "value": "4.2%", "context": "Up from 3.9% in June 2026"}, {"label": "Jacksonville civilian labor force", "value": "71.0K", "context": "Down from 72.5K in January 2026"}, {"label": "National finance sector job losses", "value": "-129,000", "context": "Since May 2025, mostly insurance carriers"}, {"label": "F&A Talent Shortage Index", "value": "77%", "context": "Up from 108% surplus reading in 2025"}], "takeaways": [{"headline": "Finance headcount strategy is splitting into two tracks.", "body": "National finance and insurance employment keeps contracting (-129,000 since May 2025) even as 74% of F&A leaders plan to add permanent headcount this half. Jacksonville employers should expect institutional and shared-services roles to shrink while FP&A and accounting seats stay fiercely competitive."}, {"headline": "Tax Specialist pay is diverging sharply from national trend.", "body": "Metro advertised pay for Tax Specialists fell significantly to $40,196 even as the national median climbed to $65,842 \u2014 a gap wide enough to suggest local demand softness or a thin, misclassified posting pool rather than true market retreat. Worth validating against actual requisition data before resetting offers downward."}, {"headline": "Labor force shrinkage is quietly tightening the finance talent pool.", "body": "Jacksonville's civilian labor force contracted from 72.5 thousand to 71.0 thousand between January and June, compounding the national CPA shortage story. Smaller candidate pools mean backfilling Controller or Senior Accountant vacancies locally will take longer than metro unemployment alone would suggest."}, {"headline": "Wage deceleration nationally offers near-term budget relief.", "body": "September's 0.13% monthly earnings gain (3.0% year-over-year) came in below economist expectations, easing pressure on 2026 merit budgets. Locally, Controller and Credit Analyst advertised pay are still rising moderately, so relief is uneven \u2014 treat national wage cooling as a tailwind, not a reason to flatten finance-specific increases."}], "local_conditions": "Jacksonville MSA unemployment ticked up to 4.2% in preliminary August data from 3.9% in June, tracking a national finance sector that shed 7,000 jobs in September and has now lost 129,000 positions since May 2025, concentrated in insurance carriers. Base military employment and healthcare expansion (+4.8% Education and Health Services) continue to anchor the local economy even as the metro's civilian labor force shrinks, falling from 72.5 thousand in January to 71.0 thousand in June.", "implications": "National finance sector contraction alongside a 74% intent-to-hire rate among F&A leaders signals a bifurcated market: institutional headcount is shrinking while accounting and FP&A talent is getting harder to source, a tension playing out locally as Jacksonville's shallow labor pool offers fewer backfill options than larger NC metros. With statewide Financial Activities already down 600 jobs in August and Controller advertised pay up moderately to a $99,822 metro median, cost-of-vacancy risk is rising faster than cost-of-hire for finance leadership roles. Consider reviewing succession depth for Controller and senior FP&A seats now, before a CPA shortage nationally recognized at a 77% Talent Shortage Index compounds local recruiting difficulty.", "looking_ahead": [{"category": "Early indicator", "body": "Watch whether Jacksonville's unemployment uptick to 4.2% persists into September data or reverses \u2014 a sustained rise alongside a shrinking labor force would point to people leaving the workforce, not job loss, changing how leaders should read local talent availability."}, {"category": "Emerging pressure point", "body": "North Carolina Financial Activities employment fell 600 in August; track whether this shows up in Onslow County WARN filings or remains confined to larger metros like Charlotte, since local spillover would ease some finance hiring pressure."}, {"category": "Potential inflection point", "body": "National finance and accounting hiring indexes (134% Hiring Index, 77% Talent Shortage Index) suggest a rebound is underway despite sector job losses \u2014 confirm whether Jacksonville job postings for Controller and FP&A roles mirror that national acceleration over the next two reporting cycles."}, {"category": "Worth watching", "body": "Tax Specialist advertised pay's sharp local decline warrants a second look once Q4 postings data arrives \u2014 a correction back toward the $65,842 national median would materially change hiring cost assumptions for tax season staffing."}], "roles": [{"role": "Controller", "data_scope": "metro", "metro_p25": 82500.0, "metro_p50": 99822.0, "metro_p75": 112500.0, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 113754.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Senior Accountant", "data_scope": "metro", "metro_p25": 71400.0, "metro_p50": 74721.0, "metro_p75": 77823.0, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 87731.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Financial Analyst", "data_scope": "state_rollup", "metro_p25": 70599.0, "metro_p50": 88461.0, "metro_p75": 96797.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 94782.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Billing Specialist", "data_scope": "metro", "metro_p25": 34051.0, "metro_p50": 36652.6, "metro_p75": 49841.5, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 49512.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Tax Specialist", "data_scope": "metro", "metro_p25": 30640.0, "metro_p50": 40196.0, "metro_p75": 41129.0, "metro_trend_direction": "down", "metro_trend_magnitude": "significant", "national_p50": 65842.4, "national_trend_direction": "up", "national_trend_magnitude": "significant"}, {"role": "Credit Analyst", "data_scope": "state_rollup", "metro_p25": 60050.0, "metro_p50": 78094.0, "metro_p75": 90546.5, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 71758.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "FP&A Manager", "data_scope": "state_rollup", "metro_p25": 103535.5, "metro_p50": 127551.8, "metro_p75": 140802.5, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 128139.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}], "industry_snapshot": [], "citations": [], "methodology": "Advertised pay from active employer job postings, not survey data. WageScape's median is calibrated to correct for spurious low-value postings: distribution analysis shows roughly the lowest 10% of raw values are erroneous entries, so the reported median is the 60th percentile of raw advertised pay.", "edition_label": "October 2026", "files": {"html": "jacksonville-nc-msa/finance/2026-09.html", "pdf": "jacksonville-nc-msa/finance/2026-09.pdf"}, "published_at": "2026-10-09T13:51:53.581249+00:00", "report_html_url": "https://reports.wagescape.com/archive/v1/editions/jacksonville-nc-msa/finance/2026-09.html", "report_pdf_url": "https://reports.wagescape.com/archive/v1/editions/jacksonville-nc-msa/finance/2026-09.pdf"}