{"schema_version": 1, "id": "fort-collins-loveland-co-msa/metro-job-market/2026-10", "product": "Metro Job Market Pulse", "metro": {"geography_id": 147, "label": "Fort Collins-Loveland, CO MSA", "slug": "fort-collins-loveland-co-msa"}, "focus_area": {"key": "general_conditions", "slug": "metro-job-market", "label": "General Market Conditions"}, "period": "2026-10", "public_after": "2026-10-01", "frozen_at": "2026-11-03T07:40:13.999966+00:00", "headline": "Fort Collins labor supply tightens as Colorado's workforce shrinks statewide.", "headline_summary": "Fort Collins-Loveland unemployment held near 3.2% against a statewide labor force participation rate that fell to a record-low 65.2% in September, with Larimer County wages up 9.3% year-over-year \u2014 the fastest among Colorado's largest counties.", "key_indicators": [{"label": "Metro unemployment rate", "value": "3.2%", "context": "vs 3.5% Colorado, 4.1% US (2026)"}, {"label": "Colorado labor force participation", "value": "65.2%", "context": "Lowest since September 1979"}, {"label": "Larimer County wage growth", "value": "9.3%", "context": "Fastest of CO's 9 largest counties, Q3 2025"}, {"label": "Colorado statewide job growth 2026", "value": "0.6%", "context": "~17,500 new jobs projected, historically weak"}], "takeaways": [{"headline": "Fort Collins outperforms the state, but the gap is about scarcity.", "body": "Metro unemployment of 3.2% versus Colorado's 3.5% and the US's 4.1% looks like strength, but it sits against a record-low statewide labor force participation rate of 65.2% in September. A thin labor pool constrains how much new business activity the metro can absorb without drawing commuters from an even wider radius."}, {"headline": "Larimer County wage growth leads the state's largest counties.", "body": "Larimer County's 9.3% average weekly wage increase in Q3 2025 topped all nine of Colorado's largest counties, a signal of competitive pressure for talent that commerce leaders should read as a cost input to local business planning."}, {"headline": "Commuter dependence is a structural vulnerability.", "body": "Nearly 50,000 workers commute into Fort Collins daily, representing almost 60% of city jobs. Any regional disruption to commuting corridors, fuel costs, or neighboring-county labor conditions carries outsized consequences for the metro's effective labor supply."}, {"headline": "State business sentiment has soured even as metro fundamentals hold.", "body": "Colorado dropped from 11th to 25th in CNBC's state business rankings this year, and 67% of surveyed businesses believe the state is headed in the wrong direction. Fort Collins's comparatively favorable unemployment and wage data may provide a local counter-narrative worth distinguishing from the statewide mood in public and investor-facing communications."}], "local_conditions": "Fort Collins-Loveland labor force conditions remain tighter than state and national norms, with the metro's 3.2% 2026 unemployment rate running below Colorado's 3.5% and the US rate of 4.1%, even as Colorado's statewide labor force participation rate fell to a record-low 65.2% in September. Larimer County's 9.3% average weekly wage growth in Q3 2025 \u2014 the fastest among Colorado's nine largest counties \u2014 appears consistent with continued local wage pressure even as statewide job growth slows to a projected 0.6% for 2026.", "implications": "Tight local labor supply alongside a record-low statewide participation rate suggests Fort Collins's labor market advantage over Colorado and the nation reflects structural scarcity, a distinction that matters for any expansion or site-location decision weighing talent availability against cost. Commerce leaders evaluating local investment should treat the metro's below-average unemployment as a signal of a constrained labor pool, particularly as nearly 60% of Fort Collins jobs are filled by commuters from outside the city. Current conditions suggest monitoring commuting-pattern data and county labor force trends alongside unemployment figures when assessing whether the local market can absorb new business investment.", "looking_ahead": [{"category": "Expected release", "body": "Colorado's October employment situation report, including revised statewide and potentially metro-adjacent figures, is scheduled for November 20. Watch for whether Larimer County's relative advantage over the state narrows or holds."}, {"category": "Early indicator", "body": "Larimer County Economic & Workforce Development's October job fair drew more than 30 employers under a two-state hiring initiative. Participation levels at follow-on events may offer an early read on whether local labor demand is broadening beyond healthcare and government."}, {"category": "Emerging pressure point", "body": "Statewide labor force participation at a record low, driven substantially by retirements among workers 55 and older, may intensify in Larimer County given its demographic mix. Commerce leaders should watch whether local labor force counts diverge further from job growth in coming months."}, {"category": "Potential inflection point", "body": "Colorado's $6.74 million federal grant for aerospace, advanced manufacturing, and emerging tech training could shape regional workforce pipelines over the next two months. Fort Collins-area employers in these sectors are a logical proving ground for whether the funding translates into measurable labor supply gains."}], "roles": [{"role": "Retail Sales Associate", "data_scope": "metro", "metro_p25": 30679.0, "metro_p50": 34840.0, "metro_p75": 37076.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 33340.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Retail Cashier", "data_scope": "metro", "metro_p25": 31200.0, "metro_p50": 34466.0, "metro_p75": 36296.0, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 31268.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Warehouse/Fulfillment Associate", "data_scope": "metro", "metro_p25": 35169.0, "metro_p50": 40560.0, "metro_p75": 42640.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 38480.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "CDL Truck Driver", "data_scope": "metro", "metro_p25": 62634.0, "metro_p50": 80984.0, "metro_p75": 89346.5, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 78872.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Delivery Driver", "data_scope": "metro", "metro_p25": 33370.0, "metro_p50": 35360.0, "metro_p75": 36481.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 34826.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Construction Laborer", "data_scope": "metro", "metro_p25": 36617.0, "metro_p50": 41610.8, "metro_p75": 45760.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 40726.6, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Electrician", "data_scope": "metro", "metro_p25": 59280.0, "metro_p50": 76136.0, "metro_p75": 82537.5, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 71835.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Manufacturing Production Worker/Assembler", "data_scope": "metro", "metro_p25": 37440.0, "metro_p50": 41772.8, "metro_p75": 44720.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 39520.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Customer Service Representative", "data_scope": "metro", "metro_p25": 33570.0, "metro_p50": 39322.0, "metro_p75": 42380.0, "metro_trend_direction": "down", "metro_trend_magnitude": "moderate", "national_p50": 39520.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Food Service Worker", "data_scope": "metro", "metro_p25": 31460.0, "metro_p50": 33883.0, "metro_p75": 37440.0, "metro_trend_direction": "down", "metro_trend_magnitude": "significant", "national_p50": 33764.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Certified Nursing Assistant / Home Health Aide", "data_scope": "metro", "metro_p25": 40656.0, "metro_p50": 46800.0, "metro_p75": 48880.0, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 41600.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Administrative Assistant/Office Clerk", "data_scope": "metro", "metro_p25": 38539.25, "metro_p50": 45240.0, "metro_p75": 50856.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 44552.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "HVAC Technician", "data_scope": "metro", "metro_p25": 62275.25, "metro_p50": 75906.0, "metro_p75": 84275.0, "metro_trend_direction": "down", "metro_trend_magnitude": "moderate", "national_p50": 71406.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Registered Nurse", "data_scope": "metro", "metro_p25": 83746.0, "metro_p50": 93600.0, "metro_p75": 98447.0, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 102252.0, "national_trend_direction": "up", "national_trend_magnitude": "significant"}, {"role": "Software Engineer", "data_scope": "metro", "metro_p25": 114066.0, "metro_p50": 151378.4, "metro_p75": 175183.0, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 154403.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Data Engineer", "data_scope": "metro", "metro_p25": 83463.25, "metro_p50": 84898.0, "metro_p75": 118681.5, "metro_trend_direction": "down", "metro_trend_magnitude": "significant", "national_p50": 138000.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Accountant", "data_scope": "metro", "metro_p25": 59709.0, "metro_p50": 69065.8, "metro_p75": 76100.0, "metro_trend_direction": "down", "metro_trend_magnitude": "moderate", "national_p50": 72000.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Financial Analyst", "data_scope": "metro", "metro_p25": 73247.0, "metro_p50": 82178.4, "metro_p75": 91000.0, "metro_trend_direction": "down", "metro_trend_magnitude": "significant", "national_p50": 94646.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "HR Generalist/Manager", "data_scope": "metro", "metro_p25": 62749.25, "metro_p50": 80497.0, "metro_p75": 94380.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 74477.0, "national_trend_direction": "up", "national_trend_magnitude": "significant"}, {"role": "Marketing Specialist", "data_scope": "metro", "metro_p25": 52983.0, "metro_p50": 70321.2, "metro_p75": 81750.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 62916.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Operations Manager", "data_scope": "state_rollup", "metro_p25": 90000.0, "metro_p50": 97189.2, "metro_p75": 107901.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 86294.2, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Elementary/Secondary School Teacher", "data_scope": "metro", "metro_p25": 39248.0, "metro_p50": 54492.0, "metro_p75": 62686.0, "metro_trend_direction": "up", "metro_trend_magnitude": "significant", "national_p50": 55908.0, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Account Manager", "data_scope": "metro", "metro_p25": 60000.0, "metro_p50": 80000.0, "metro_p75": 92980.75, "metro_trend_direction": "stable", "metro_trend_magnitude": "stable", "national_p50": 94009.4, "national_trend_direction": "up", "national_trend_magnitude": "moderate"}, {"role": "Warehouse Manager", "data_scope": "state_rollup", "metro_p25": 43753.0, "metro_p50": 52000.0, "metro_p75": 52210.75, "metro_trend_direction": "down", "metro_trend_magnitude": "significant", "national_p50": 75000.0, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}, {"role": "Business Analyst", "data_scope": "metro", "metro_p25": 79674.0, "metro_p50": 103050.4, "metro_p75": 107481.0, "metro_trend_direction": "up", "metro_trend_magnitude": "moderate", "national_p50": 98302.2, "national_trend_direction": "stable", "national_trend_magnitude": "stable"}], "industry_snapshot": [{"sector": "Construction", "median_pay": 75000.0, "pay_trend_direction": "up", "pay_trend_magnitude": "significant", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}, {"sector": "Manufacturing", "median_pay": 99183.0, "pay_trend_direction": "up", "pay_trend_magnitude": "significant", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}, {"sector": "Retail Trade", "median_pay": 37650.0, "pay_trend_direction": "stable", "pay_trend_magnitude": "stable", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}, {"sector": "Transportation, Warehousing & Utilities", "median_pay": 63513.0, "pay_trend_direction": "stable", "pay_trend_magnitude": "stable", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}, {"sector": "Information", "median_pay": 143537.0, "pay_trend_direction": "up", "pay_trend_magnitude": "moderate", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}, {"sector": "Financial Activities", "median_pay": 52942.0, "pay_trend_direction": "down", "pay_trend_magnitude": "significant", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}, {"sector": "Professional & Business Services", "median_pay": 58240.0, "pay_trend_direction": "down", "pay_trend_magnitude": "moderate", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}, {"sector": "Education & Health Services", "median_pay": 57081.5, "pay_trend_direction": "up", "pay_trend_magnitude": "significant", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}, {"sector": "Leisure & Hospitality", "median_pay": 34975.0, "pay_trend_direction": "down", "pay_trend_magnitude": "moderate", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}, {"sector": "Government", "median_pay": 65469.0, "pay_trend_direction": "up", "pay_trend_magnitude": "significant", "postings_trend_direction": "down", "postings_trend_magnitude": "significant"}], "citations": [{"source_name": "USA Facts / BLS", "source_url": null, "statement": "Fort Collins 2026 unemployment rate of 3.2% vs Colorado's 3.5%"}, {"source_name": "Colorado Department of Labor and Employment", "source_url": null, "statement": "Colorado labor force participation fell to lowest since 1979"}, {"source_name": "U.S. Bureau of Labor Statistics", "source_url": null, "statement": "Larimer County's 9.3% average weekly wage increase led CO's largest counties"}, {"source_name": "Local economic development research", "source_url": null, "statement": "Nearly 50,000 daily commuters fill ~60% of Fort Collins jobs"}, {"source_name": "CNBC", "source_url": null, "statement": "Colorado dropped from 11th to 25th in CNBC business rankings"}, {"source_name": "Colorado state government", "source_url": null, "statement": "Colorado received $6.74 million federal grant for workforce training"}], "methodology": "Advertised pay from active employer job postings, not survey data. WageScape's median is calibrated to correct for spurious low-value postings: distribution analysis shows roughly the lowest 10% of raw values are erroneous entries, so the reported median is the 60th percentile of raw advertised pay.", "edition_label": "November 2026", "files": {"html": "fort-collins-loveland-co-msa/metro-job-market/2026-10.html", "pdf": "fort-collins-loveland-co-msa/metro-job-market/2026-10.pdf", "sources_html": "fort-collins-loveland-co-msa/metro-job-market/2026-10.sources.html"}, "published_at": "2026-11-03T08:22:04.029792+00:00", "report_html_url": "https://reports.wagescape.com/archive/v1/editions/fort-collins-loveland-co-msa/metro-job-market/2026-10.html", "report_pdf_url": "https://reports.wagescape.com/archive/v1/editions/fort-collins-loveland-co-msa/metro-job-market/2026-10.pdf"}